Attention homeowners: Real estate appraisal services for in HINCKLEY and Medina County
The top seven reasons why Ohio homeowners order from FIVE STAR APPRAISALS, LLC.:
We at FIVE STAR APPRAISALS, LLC. understand the particular needs of a customer looking for appraisal services. Our customary business clients get the appraisal process and the customary documents we provide. But as a consumer, you will receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we report our conclusions.
Pre-listing Services/For Sale by Owner (FSBO)It's very hard to be objective about your own house because you most likely have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract interested buyers, a professional appraisal is very valuable as a negotiating tool once you have a potential buyer. The appraisal is something tangible to show the buyer. The appraisal is an independent third party's opinion of your house's value, not just how much you think your home is worth. Potential buyers know that you have an emotional attachment to your house and will be more likely to give credibility to an experienced appraiser's value assessment than yours.
Challenging a property tax assessmentYour local tax assessor may have your home overvalued if your home not appreciating as much as other properties close to yours. This means you are most likely paying higher taxes than you should be paying. The faster you take care of things like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal report from FIVE STAR APPRAISALS, LLC. is your perfect weapon.
PMI Removal AppraisalsGetting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a popular money saver for homeowners. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your property. In most cases you can apply to the lender to have the PMI removed from your loan. We're veterans in helping folks just like you get rid of undesirable PMI insurance.
Was your HELOC recently frozen?Your lender just may choose to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area -- even if your specific property has not declined in value. This can be troublesome from a cash flow standpoint, and negative on your credit score since it may appear as though that credit line is maxed out. FIVE STAR APPRAISALS, LLC. can provide you with an expert appraisal that will help you reinstate your home equity line of credit.
Field and Desktop Appraisal Review ServicesDo you need a seasoned expert to double-check your appraisal for precision, or do you want a second opinion without the added expense and delay of waiting for a whole new appraisal? An appraiser from FIVE STAR APPRAISALS, LLC. can go out and check the subject and comps in question in a field review. If you're in a rush, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? We can help with that too. Although most appraisal reviews are commissioned by lenders for quality control, homeowners that have reason to believe a prior appraisal wasn't above board are prudent to get a second opinion.